Ramp

## What savings does Ramp include in its calculations beyond direct card spending?

Ramp factors in multiple sources of savings beyond direct card spending reductions. These include decreased administrative time spent on manual expense tracking and reconciliation, financial gains from unlimited cashback rewards and exclusive card incentives, enhanced expense monitoring that reduces errors and fraud, and cost avoidance by replacing or eliminating alternative expense management solutions. These comprehensive savings contribute to the overall value Ramp provides to businesses across various industries.