Ramp categorizes users into roles with distinct permissions: Employees can be issued physical or virtual cards, request spend, view their dashboard with card details and limits, and submit receipts or memos. Managers, often budget owners or department heads, can invite users, set spending limits, monitor spending activity, and approve spending requests but do not have access to company-wide spending data, accounting functions, or payment capabilities; they can only view the last four digits of card numbers. Admins have full permissions including inviting users, issuing cards, setting spending limits, creating accounting rules, modifying all company settings, and managing expense policies. Admins and Managers can send reminders, lock cards or funds, and request repayments.
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