Ramp

## What protections does Ramp provide against card testing and liability for fraud?

Ramp's fraud prevention safeguards detect card testing activity—where guesses of card numbers and expiration dates are made—and decline such transactions even if guesses are successful. When transactions are flagged as fraudulent, Ramp places a temporary lock on the card to prevent unauthorized activity. Ramp customers are not liable for fraud resulting from successful card testing attempts and can dispute such transactions through Ramp's dispute process. This approach helps protect customers from financial loss due to fraudulent card use.