Ramp

## What is the source and nature of the 2.5% cash rewards paid on the Ramp Business Account?

The 2.5% annual cash rewards on eligible funds held in the Ramp Business Account are paid by Ramp Business Corporation, the financial technology company offering the Ramp Treasury product. These rewards are distinct from the interest paid by First Internet Bank of Indiana, which provides the FDIC-insured deposit services. The cash rewards are subject to change and are designed to provide businesses with a yield significantly higher than the national average interest checking account rate of 0.07% as of December 16, 2024.