Ramp

## What is the ICS service related to the Ramp Business Account?

The ICS (Insured Cash Sweep) service is provided by IntraFi Network LLC and allows customers with a Ramp Business Account to have their funds placed into FDIC-insured bank accounts across a network of FDIC-insured banks. This service distributes deposits among multiple banks to provide pass-through FDIC deposit insurance coverage beyond standard limits. Customers with a Ramp Business Account are automatically enrolled in the ICS service, and no opt-in is required. The deposits must be titled and maintained according to FDIC regulations to qualify for pass-through coverage.