Ramp enrolls all user accounts in Multi-Factor Authentication (MFA), also known as two-factor authentication (2FA), as a mandatory security measure to verify authentic logins and prevent unauthorized access. Supported MFA methods include authenticator applications (TOTP-based), Touch ID, hardware tokens, and phone number verification. MFA is required for all users, including those signing in with passwords, and risk-based step-up authentication is applied for high-risk actions. Ramp provides resources and guidance for users facing MFA login issues and recommends enabling MFA for all financial accounts, payment systems, and email associated with Ramp accounts.
Last verified: 9/21/2025
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