Ramp Treasury provides a 2.5% interest rate on its FDIC-insured Ramp Business Account, allowing businesses to earn on their operating cash. The Ramp Investment Account offers a higher yield of 4.27%, investing in government money market funds such as FUGXX. The combined annual percentage yield (APY) for Ramp Treasury is approximately 4.52%. These rates are available with no fees, no minimum deposits, and no transfer caps, ensuring liquidity and flexibility for businesses.
Last verified: 9/21/2025
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