Ramp

## What fraud detection and prevention measures does Ramp implement?

Ramp implements multiple fraud detection and prevention measures including continuous 24/7 automated monitoring using risk analytics and dedicated customer support teams. It combines card network risk scores with internally developed logic modeled around user behavior to predict unauthorized activity and prevent fraudulent transactions. Ramp performs account verification and employs third-party identity verification solutions during the application process to vet applicants and businesses. The system detects suspicious user behavior, flags fraudulent transactions, and declines transactions flagged as fraudulent, including card testing attempts. Ramp also uses audit logs, anomaly detection, and enforces category and merchant restrictions to safeguard accounts.