Ramp

## What commerce platforms does Ramp connect to for providing higher credit limits, and why is this beneficial?

Ramp integrates with commerce platforms such as Shopify and Stripe to assess business activity and working capital obligations, including inventory, marketing, and shipping expenses. This connection allows Ramp to offer businesses access to higher and more accurate credit limits, which can be up to 20 times higher than traditional financial institutions. This is particularly beneficial for businesses that do not have excess money in the bank due to these working capital commitments, enabling better financial flexibility and growth support.