Ramp

## What automation and AI features does Ramp use in expense management and approvals?

Ramp's expense management automation includes automatic receipt capture and matching from integrated apps, real-time enforcement of expense policies, and blocking of out-of-policy expenses before they occur, reducing manual review. Ramp's AI agents ingest company expense policies and historical approval data to automatically approve low-risk transactions, flag true outliers for review, and respond to employee questions through SMS, email, or Slack. This automation provides faster, more accurate decisions than manual processes and maintains full auditability and rationale for each decision. Ramp also uses AI insights to identify duplicative spending and unclaimed rewards, track payments effortlessly, and maintain complete visibility through real-time reporting.