Ramp

## What are the methods to spend company money using Ramp?

Ramp enables companies to spend money through three primary methods: physical cards, virtual cards, and funds. Physical cards are traditional corporate cards used for in-person transactions. Virtual cards are designed for online-only purchases such as subscriptions and can be assigned to teams or vendors with specific spend controls. Funds are predefined budgets without card numbers, assigned to employees, teams, or initiatives, and include spend limits and expiration dates. Each method supports configurable spending controls such as limits, category and merchant restrictions, and receipt requirements, allowing companies to allocate and manage expenses according to their financial policies and operational needs.