Ramp

## What are the characteristics of using a Virtual Card as a payment method in Ramp Procurement?

Within Ramp Procurement, virtual cards are generated and assigned to the requester once a purchase request is approved. These cards are automatically restricted to the vendor specified in the purchase request, ensuring the card can only be used with that vendor. If an end date is specified in the request, the virtual card can have an auto-lock date to prevent usage beyond that period. Use of the virtual card triggers the requester's credit card transaction approval workflow, integrating spending controls with procurement processes.