Ramp

## How long do inbound wire transfers take to become available in the Ramp Business Account?

Inbound wire transfers to the Ramp Business Account become available as soon as they are received by First Internet Bank of Indiana, which has a daily cutoff time of 5 pm Eastern Time. Wire transfers sent after this cutoff time are recognized and credited on the next business day. Users should confirm the cutoff time at the sending bank, as it may differ from First Internet Bank's cutoff. ACH deposits and other pay-ins are generally credited the same day, while pay-out speeds may vary.