Ramp

## How does Ramp use artificial intelligence (AI) in its platform?

Ramp leverages artificial intelligence across its platform to automate financial processes including expense report compliance, data entry, contract review, and accounting accuracy. Ramp's AI agents ingest company expense policies to automatically enforce rules with full auditability and rationale. AI is used to benchmark company spending against millions of transactions to identify duplicate subscriptions, unused solutions, and unclaimed rewards, helping reduce costs. Ramp's Card & Expense product uses AI to auto-fill memos and categories immediately after card swipes, flag out-of-policy transactions, and suggest memos requiring human context. AI also automates invoice processing by handling coding, approvals, and payments, reducing manual input. Additionally, Ramp uses AI combined with historical data to generate suggested coding and rules for general ledger assignments, simplifying categorization. Ramp's AI Reporting feature allows users to query spend data in plain English and receive instant charts and insights without manual report building. Ramp's AI agents are expanding to assist with procurement and bookkeeping tasks, aiming for autonomous financial operations with human oversight by 2028.