Ramp

## How does Ramp support spend policy enforcement and compliance?

Ramp provides templates with pre-set rules to enforce expense policies for common categories such as wellness stipends, travel expenses, and office supplies. Finance teams can implement spend guidelines that act as flags specifying allowed purchase types and restrictions on Ramp funds. Ramp also supports proactive guardrails including spend limits, category and merchant restrictions, and receipt or memo requirements before spending occurs. If an employee fails to comply with policies or approval requirements, Ramp can automatically lock their cards and funds to prevent further unauthorized spending, ensuring compliance and control over company expenditures.