Ramp

## How does Ramp support spend management for virtual cards and funds?

Ramp provides virtual cards and funds as distinct methods to allocate and manage company money. Virtual cards are designed for online-only purchases such as subscriptions and can have spend controls including merchant and category restrictions, vendor-level limits, and recurring spend limits that reset daily, weekly, monthly, or annually. Ramp funds are predefined budgets assigned to employees, teams, or initiatives, including spend limits and expiration dates, to track and limit spending according to business goals. Funds do not have card numbers and are intended to be spent via physical or virtual cards linked to them. These features enable precise and automated spend management across various business units and use cases.