Ramp

## How does Ramp support real-time spending management and control for employee cards?

Ramp issues each employee their own corporate card with configurable built-in spending limits that can be set by categories, departments, and locations. The platform supports merchant and category restrictions to decline unauthorized transactions automatically. Ramp's preset card controls prevent non-compliant spending by blocking transactions that violate company policies. Managers and admins can adjust spending limits, block merchants, and freeze or lock cards in real time. Notifications alert users and finance teams about declined transactions or spending limit breaches, enabling proactive management of company expenses.