Ramp

## How does Ramp allow users to manage multiple bank accounts and payments?

Ramp enables users to safely diversify their funds across multiple bank accounts by linking them either through direct secure connections with bank-grade encryption or by manual upload of bank statements. Users can centralize all payments—including employee expenses, corporate cards, checks, ACH transfers, international wire transfers, and bill payments—in one platform. Ramp provides a consolidated view of spending and cash flow management in real time, allowing users to select preferred bank accounts to fund various payment types and manage payments efficiently without switching between multiple systems.