Ramp

## How can Ramp users create, modify, and request Spend Programs, and what settings are available?

Ramp allows companies to create Spend Programs either by using predefined templates or by creating custom programs through the dashboard. When creating or editing a Spend Program, users can configure the program's name, description, and thumbnail; set default issuance of funds to new users based on department, location, or all employees; define permissions that allow users to request cards or funds associated with the program; and establish funds basics, spending limits, and expense policy settings similar to regular funds. Cardholders can request Spend Programs from their available list during the spend request flow, while admins, managers, and bookkeepers can request Spend Programs on behalf of other users. Spend Programs can be enabled or disabled easily from the dashboard.