Ramp

## Can startups with little or no credit history obtain a Ramp business credit card, and does it require a personal guarantee?

Ramp enables startups with little or no credit history to obtain a business credit card by evaluating the startup's financial health independently from personal credit history. The Ramp business credit card for startups does not require a personal guarantee and does not affect the user's personal credit score, as the evaluation is based solely on the business's financial health.